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After the positive momentum in 2025, the Value Index slipped 0.25% over February.

The housing market ended 2025 showing early signs of recovery, supported by lower mortgage rates and improving confidence. Growth in 2026 is expected to be gradual and measured.

After a cautious 2025 and a 0.8% year-to-date dip in the Valocity Value Index, market fundamentals are now improving, paving the way for a potential lift into 2026.

Momentum is returning to New Zealand’s property market, as spring brings a lift in regional values and early signs of renewed confidence.

New Zealand’s housing market is showing early signs of recovery, with easing mortgage rates and growing spring activity hinting at a potential rebound ahead.

New Zealand property values slipped 1.2% ($12,000) in the three months to August 2025, pushing the year-to-date decline to 1.1%. With values stuck in a narrow $40,000 band for two years, the market remains flat – but for how much longer?

Mortgage rate cuts have boosted buyer activity in New Zealand, but property values continue to edge down, with most regions recording declines and a market recovery still out of reach.

The New Zealand housing market remained flat in early 2025, with values down 0.16% despite a 22% rise in mortgage registrations following recent rate cuts.