Valocity India Webinar Videos
Hear from esteemed industry leaders and experts
Listen and learn as esteemed speakers from Valocity’s webinar, ‘Transforming Mortgage Lending for a Digital India,’ share their deep understanding of the mortgage valuation industry in India. Discover their shared vision on how collaboration, digital technology and data innovation will solve the challenges of the industry, enabling us to be future ready for the immense growth opportunities that await.
Mr. Amitabh Kant
Chief Executive Officer
NITI Aayog
“The use of technology, and data intelligence will enable the end-to-end property ecosystem and enable transparency. The rich experience of the New Zealand-based Valocity company will add a lot of value to the market. Amidst the unique advantages offered by India, this is an incredible opportunity for everyone in the property and valuation ecosystem.”
Mr. Amitabh Kant
Chief Executive Officer
NITI Aayog
Dr. M.S. Sahoo
Chairman
NITI Aayog
“I see technology is making a difference in three spheres in the context of today’s seminar.
1. Digitalisation of records of ownership of property,
2. Technology assisting in the valuation of property, and
3. Automation of the loan contracts
The efficacy of AVMs will improve and would be replaced by newer tools using Artificial Intelligence. But we can’t hold the technology or the provider of such technology liable for faulty valuations, nor can we license them as valuers. Therefore, we want to build capacity of valuers to use technology that assist in valuation.”
Ms. Shanti Ekambaram
Group President – Consumer Banking
Kotak Mahindra Bank
“The Government of India has been aggressively driving digitisation, and the COVID-19 pandemic has leapfrogged Digital by 5 years. Mortgage is one of the core needs in India, and it is important to create an ecosystem of all players powered by technology. With Valocity’s mortgage valuation model, we will be able to digitise mortgage valuation which will bring efficiency in the whole process and enhance customer experience. I see a future where we will digitise everything in property transactions and digital mortgage valuation is a core part of it.”
Ms. Shanti Ekambaram
Group President – Consumer Banking
Kotak Mahindra Bank
Mr. Rahul Bhave
Executive Director
National Housing Bank
“In India, mortgage lending has increased from 1% of GDP in 1990 to almost 11% of GDP now, with a total value of approximately ₹ 27 lakh crore. According to the CAGR of over 30% over the last five years, the development potential is enormous. The sector has performed admirably even throughout COVID. In comparison to the previous year, distribution increased by 185 % in FY 2021. Banks provided over 65% of these loans, while HFCs provided the rest. In the housing sector the entire game has changed, and technology is influencing the industry.”
Mr. Rahul Bhave
Executive Director
National Housing Bank
Ms. Carmen Vicelich
Founder and Global CEO
Valocity
“Valocity delivers innovation for lenders by combining the best of technology, data, and human-centred design to efficiently transform the valuation loan for property experience. We empower lenders to take advantage of cutting-edge technology, make data-driven decisions, and implement solutions swiftly and easily to deliver customer centricity. Valocity is neither a bank, a valuation company, an aggregator, or a broker. We are a technology fintech that make it possible for the property valuation and financing ecosystems to communicate digitally, track workflow and securely share information increasing efficiency and improving client satisfaction.”
Ms. Carmen Vicelich
Founder and Global CEO
Valocity
Mr. R.V. Verma
Non-Executive Chairman
Valocity
“Purchasing a property is a complex issue in India. The market infrastructure development, transparency and standardisation are a key aspect of the stability of the mortgage industry – which is increasingly demand and consumer driven.
Digitization will add a lot of value and enhance efficiency to this growth sector and will be a win-win situation for everyone. Valocity offers state-of-the-art technology that transforms the mortgage valuation process by digitally connecting the lenders and valuers in a quick, easy and smart way. “
Mr. R.V. Verma
Non-Executive Chairman
Valocity
Mr. David Pine
New Zealand High Commissioner to India, Bangladesh and Nepal
MFAT
“New Zealand’s reputation for probity and good governance is evident from Transparency International’s ‘anti-corruption index’ to the World Bank’s ‘index of ease of doing business’. Kiwi tech companies have proven themselves in an area of the economy that requires both high tech and high trust. Valocity itself, it seems to me, is a natural partner for India. The products and capabilities are directly relevant to this government’s ‘Digital India’ strategy, as well as its ‘Housing for All’ strategy”.
Mr. David Pine
New Zealand High Commissioner to India, Bangladesh and Nepal
MFAT
Valocity India
Digitising Mortgage Lending
COVID has leapfrogged digital by at least 5 years, and this has made it imperative for the Indian Mortgage Valuation ecosystem to adopt technologies and digital workflows that add efficiency, transparency and accuracy to the valuation process.
Valocity India
Digitising Mortage Lending